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Truth in Savings Disclosure

Share Accounts
Type Features Dividend Rate APY
Regular Share $5 Minimum Balance (Membership Share) 0.100%1 0.100%1
E-Savings $5 Minimum Balance (Membership Share) 0.100%1 0.100%1
Share in the Success $5 Minimum Balance (Membership Share) 0.100%1 0.100%1
Holiday Savings $0 Minimum Balance 0.100%1 0.100%1
IRA Shares $0 Minimum Balance 0.200%1 0.200%1
Draft Accounts
Type Features Dividend Rate APY
Free eChecking $0 Minimum Balance Non-Interest Bearing
Everyday Checking $0 Minimum Balance Non-Interest Bearing
Debit Rewards Checking $0 Minimum Balance Non-Interest Bearing
Plus Checking $1,000 Minimum Balance 0.100%2 0.100%2
Plus Checking $5,000 Minimum Balance 0.150%2 0.150%2
Plus Checking $10,000 Minimum Balance 0.250%2 0.250%2
Classic Checking (No Longer Available) $0 Minimum Balance 0.000%2 0.000%2
Advantage Checking (No Longer Available) $1,000 Minimum Balance 0.050%2 0.050%2
E-Checking (No Longer Available) $1,000 Minimum Balance 0.050%2 0.050%2
Money Management Account
Type Features Dividend Rate APY
Money Management Account (MMA) $2,000 Minimum Balance 0.2996%2 0.3000%2
Money Management Account (MMA) $15,000 Minimum Balance 0.3993%2 0.4000%2
Money Management Account (MMA) $30,000 Minimum Balance 0.4989%2 0.5000%2
Term Deposit Accounts
Type Features Dividend Rate APY
6 Months up to 12 Month TDA $500 Minimum Balance 0.9954%2 1.0000%2
12+ Months up to 18 Months TDA or IRA TDA $500 Minimum Balance 1.7853%2 1.8000%2
18+ Months up to 24 Months TDA or IRA TDA $500 Minimum Balance 1.7853%2 1.8000%2
2 Year TDA or IRA TDA $500 Minimum Balance 1.8837%2 1.9000%2
30 Month TDA or IRA TDA $500 Minimum Balance 1.8837%2 1.9000%2
3 Year TDA or IRA TDA $500 Minimum Balance 2.2761%2 2.3000%2
4 Year TDA or IRA TDA $500 Minimum Balance 2.6183%2 2.6500%2
5 Year TDA or IRA TDA $500 Minimum Balance 2.8622%2 2.9000%2
Save to win (Variable Term) $500 Minimum Balance 1.7530% 1.8000%

*Fees could reduce the earnings on an account. APY is an acronym for 'Annual Percentage Yield'. Penalties may apply for early withdrawal. All rates are subject to change at any time without notice. Credit Union Membership is required for all accounts.
1The disclosed rate was declared as of the end of last quarter and may not reflect the current rate.
2The disclosed rate was declared as of the end of last month and may not reflect the current rate.

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