Loan Rates

Balance Your Budget by Planning Ahead






Loan Type Features APR
Vehicles/Motorcycles > 900cc New and Used Vehicles As low as 4.74%*
Motorsport Vehicles Fun or work we're here for you As low as 9.64%*
Recreational Vehicles Motor Homes and Travel As low as 7.74%*
Boats Spend time on the water As low as 9.99%*
Loan Type Features APR
Platinum VISA Credit Card Convenient access to funds As low as 10.99%
Platinum Uchoose Rewards VISA Credit Card One point with each dollar you spend ($1.00 = 1 point) As low as 15.30%
Student VISA Credit Card Start building credit history As low as 13.90%
Credit Builder VISA Credit Card
 No penalty rates and no annual fee As low as 13.90%
Type Features APR
Personal Loan Personal Loans to fit your budget As low as 13.65%*
Vacation Loan Help with paying for Vacation As low as 13.65%*
Home Improvement2 Make improvements to fit your lifestyle As low as 9.99%*
Technology Loan2 Great for home or school As low as 8.25%*
EZCash Loan Personal Loans to fit your budget 24.99%
Promo Loan Shorter term lower rate personal loan As low as 13.65%*
Share Pledge Loan Use your savings as collateral Share rate plus 2.00%*1
Term Deposit Pledge Loan Use your Term Deposit as collateral Share rate plus 2.00%*1
E-Z Line of Credit Access to funds when you need it most As low as 14.00%*
Loan Type Loan To Value APR
Home Equity Line of Credit Up to 70% LTV3 As low as 8.25%
Home Equity Line of Credit Up to 80% LTV3 As low as 8.50%
       
       
       
       
       
       
       
       
       
       










*APR is Annual Percentage Rate. Interest rates will be determined by a member's individual credit score. Rates listed are for the shortest term available and members having a credit score above 720. All Credit Union loan programs, rates, terms and conditions are subject to change without notice. An additional .25% APR reduction is available when you sign up for automatic payment of your loan from a CASE checking account (must be requested at time of loan closing, excluded Business loans, credit cards, E-Z line of credit, EZCash loan, pledge loans, and real estate loans). Contact the Credit Union for details. Your rate will be disclosed at the time of closing. Not all applicants will qualify. CASE membership is required.
 
1For example, if the APY on the share account is 0.25%, the APR on the pledge loan will be 2.25%. These are variable rate accounts. Interest is set at 2.00% above the rate being earned on the share or term deposit account. The approximate term will correspond to the length of the investment. There may be a balloon payment due at maturity of the deposit. The maximum APR that can apply for the term deposit pledge loan is 4.65% and the maximum APR that can apply for the share pledge loan is 2.25%
 
2  Proof of purchase may be required
 
3 We will determine the periodic rate and the corresponding annual percentage rate (APR) as follows: We start with an independent index (the "Index"), which is the Wall Street Journal Prime Rate and add a margin.  Prime is a variable rate; as it changes the APR on  your account will also change. We will use the most recent index value available to us as of the 25th of the month preceding each annual percentage adjustment. The APR will never be greater than 18% or the maximum rate allowed by the law, whichever is less. Any increase in the APR will result in a higher payment. Credit is subject to approval. A home equity line of credit is secured by a first or second mortgage lien on your home, which must be one-to-four family residential real estate. This type of credit is not available for modular homes, manufactured homes or cooperatives. The minimum line of credit amount is $5,000, and the minimum credit advance that you can receive is $15.00 for the first advance and $10.00 thereafter. Flood and/or property hazard insurance may be required. Other restrictions may apply. Additional Home Equity Line of Credit disclosures are located on the disclosures page. For each annual percentage adjustment, we will use the most recent index value available to us as of the 25th of the preceding month.